Many small businesses win government and commercial contracts, then struggle to perform for lack of working capital. SBA loans and grant programs often turn down businesses that don’t meet strict criteria. Through our funding partners, S.A.F.E. connects small businesses and early-stage entrepreneurs with alternative financing so they can deliver, get paid, and grow.
Approvals based on revenue and contract value, not perfect credit · Fees depend on invoice size, terms, and your customer’s payment history
Accounts receivable financing, payment processing and loss prevention can fund a small business when an SBA loan or grant says no. Through its funding partners, S.A.F.E. advances working capital against contracts and invoices for established businesses and early-stage entrepreneurs in Atlanta, with fees shown before you agree.
| Receivable financing | Advance on unpaid invoices |
|---|---|
| Early-stage | Starter capital for new businesses with customers |
| Payment processing | Terminals and faster access to funds |
| Loss prevention | Fraud and billing-error reviews |
Turn unpaid invoices into working capital. Get an advance on what your government or commercial customers owe you, so you can make payroll and buy materials while you wait to be paid.
Explore receivable financing →Card terminals and merchant processing that accept chip, tap and mobile payments, so customers can pay you the way they want and funds reach your account faster.
Explore payment processing →Protect your margins from fraud, chargebacks and billing errors, with reviews that find where money is leaking from the business.
Explore loss prevention →You won the bid. Now you need to staff up and buy materials before the first payment arrives.
Your customers pay on 30, 60 or 90-day terms, and you need cash now.
New businesses with real customers and a plan, ready for their first working capital.
SBA loans and grants often say no to businesses that don’t meet strict criteria. We look at your revenue and contracts.
Your contract, your invoices and who your customers are.
S.A.F.E. connects you with the funding option that fits.
Fees and terms are shown before you agree to anything.
Your customer pays, and the advance is settled.
Tell us about your contract or invoices, and we will connect you with the funding option that fits your business.
Financing is provided by S.A.F.E.’s funding partners and is subject to their review and approval. Fees and terms are disclosed before you agree.
S.A.F.E. is an independent, for-profit community development loan fund and program servicer. Loans are originated by our sponsor bank. Financing is available only to eligible applicants in Fulton, DeKalb, and Clayton counties, Georgia, and approval is not guaranteed. Payments are processed by Stripe. Questions: admin@joinsafe.org (please do not email identity, banking or legal documents).